Money 101 · Tool
Growth calculator: what could my money become?
Pick how much you put in and how you invest it, and see an illustration of how it could grow over time. Try a small monthly amount starting in college, and see what a few extra years do.
This is a hypothetical illustration, not a prediction or a promise. It assumes the same average return every year. Real investments move up and down, can lose money, and may end up well below (or above) these numbers. Past performance does not guarantee future results. Educational only, not financial advice.
Could grow to
You put inYour own money
GrowthFrom compounding
Average-return pathWeaker / stronger marketsTotal you put in
Year by year
| Your age | Total you put in | Average-return value |
|---|
How to read this
- The gold dashed lines show a weaker and a stronger version of the same average, to remind you that real results are bumpy and uncertain. They are not a worst case or a guarantee.
- Fees matter. Slide the fee up to see how a high-cost fund quietly eats growth.
- Today's dollars shows what the future number could buy in today's prices after inflation.
- Assumed averages are rough, hypothetical round numbers chosen for illustration, not forecasts.
Money 101 and this calculator are general education, not personalized financial, tax, legal or investment advice, and no outcome is guaranteed.
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